Hospital Insurance
Medicare Part A
Medicare Part A
Medicare Part A, or hospital insurance, helps cover your hospital stays, operating room and recovery room services, and skilled nursing facility care.
Medicare Part A also helps cover inpatient or outpatient rehabilitation services after a qualified inpatient stay, lab tests, X-rays and medical equipment as an inpatient.
Other coverage include, some blood transfusions in a hospital or skilled nursing facility and Hospice care for the terminally ill, including medications to manage symptoms and control pain.
With Medicare Part A, you're covered for hospital stays and certain medical services, giving you
peace of mind during unexpected health situations. Let The Gloria Agency Inc. help you understand
how Medicare Part A works and how it can support your healthcare needs. Contact us today to
learn more about hospital insurance and how we can assist you with Medicare Part A.
To qualify for Medicare Part A, you need to have worked and paid taxes for at least 10 years (40 quarters) before you turn 65. This is called "crediting" quarters. If you're unsure, you can check your Social Security statement to see how many quarters you've earned.
1
Special Cases
There are some situations where you might qualify for Medicare even if you haven't worked for 10 years. These include having certain disabilities, having End-Stage Renal Disease (ESRD), or having Lou Gehrig's disease (ALS).
2
Initial Enrollment Period
You can sign up for Medicare during the 7-month period that starts 3 months before you turn 65. If you enroll during this time, your coverage will begin when you turn 65.
3
Sign Up Timing
If you miss the Initial Enrollment Period, you'll have to wait for the General Enrollment Period from January 1 to March 31 each year. Your coverage will start on the 1st day of the month following your enrollment during this period.
4
Automatic Enrollment
If you're already getting Social Security benefits, you'll be automatically enrolled in Medicare Parts A and B when you turn 65. Part A covers hospital stays, while Part B includes doctor visits and outpatient care.
Coverage Details
Medicare Part A provides vital coverage for hospital stays, skilled nursing facility care, hospice services, and limited home health services. It ensures individuals receive essential healthcare support during hospitalization, recovery, end-of-life care, and certain home medical needs.