Medicare Part C
Medicare Part C, also known as Medicare Advantage, combines the coverage of Medicare Part A and
Part B into one comprehensive plan offered by private insurance companies approved by Medicare.
Part C plans may also include additional benefits such as prescription drug coverage, vision
care, dental care, and wellness programs.
With Medicare Part C, you have the flexibility to
choose a plan that best suits your healthcare needs while potentially saving on out-of-pocket
costs. Let The Gloria Agency Inc. help you explore the options available under Medicare Part C and
find a plan that provides the coverage you need for a healthier future. Contact us today to
learn more about Medicare Advantage and how we can assist you in selecting the right plan.
To qualify for Medicare Part C, you need to be enrolled in both Medicare Part A and Part B. Additionally, you must reside in the service area of the Medicare Advantage plan you wish to join. While most individuals qualify for Medicare Part C based on their enrollment in Part A and Part B, there are some exceptions and special cases to consider:
1
Special Cases
There are some situations where you might qualify for Medicare even if you haven't worked for 10 years. These include having certain disabilities, having End-Stage Renal Disease (ESRD), or having Lou Gehrig's disease (ALS).
2
Initial Enrollment Period
You can sign up for Medicare during the 7-month period that starts 3 months before you turn 65. If you enroll during this time, your coverage will begin when you turn 65.
3
Sign Up Timing
If you miss the Initial Enrollment Period, you'll have to wait for the General Enrollment Period from January 1 to March 31 each year. Your coverage will start on the 1st day of the month following your enrollment during this period.
4
Automatic Enrollment
If you're already getting Social Security benefits, you'll be automatically enrolled in Medicare Parts A and B when you turn 65. Part A covers hospital stays, while Part B includes doctor visits and outpatient care.
Coverage Details
Medicare Part C, also known as Medicare Advantage, offers comprehensive coverage by combining the benefits of Medicare Part A and Part B into one convenient plan provided by private insurance companies approved by Medicare. Here's what Part C typically covers: