Medicare Insurance
Medicare Part B
Medicare Part B
Medicare Part B, also known as Medical Insurance, helps cover essential medical services and
supplies that are necessary for your health. This includes visits to doctors and specialists,
outpatient care, preventive services like screenings and vaccinations, and durable medical
equipment. Part B ensures you have access to crucial medical care outside of the hospital,
providing coverage for everyday healthcare needs that help you stay healthy and active.
With Medicare Part B, you're covered for a wide range of medical services, offering peace of
mind during routine check-ups or when receiving treatment for a health condition. Let Gloria
Agency Inc. guide you through understanding how Medicare Part B works and how it can support
your healthcare needs. Contact us today to learn more about medical insurance and how we can
assist you with enrolling in Medicare Part B.
To qualify for Medicare Part B, you need to have worked and paid taxes for at least 10 years (40 quarters) before you turn 65. This is called "crediting" quarters. If you're unsure, you can check your Social Security statement to see how many quarters you've earned.
1
Special Cases
There are some situations where you might qualify for Medicare even if you haven't worked for 10 years. These include having certain disabilities, having End-Stage Renal Disease (ESRD), or having Lou Gehrig's disease (ALS).
2
Initial Enrollment Period
You can sign up for Medicare during the 7-month period that starts 3 months before you turn 65. If you enroll during this time, your coverage will begin when you turn 65.
3
Sign Up Timing
If you miss the Initial Enrollment Period, you'll have to wait for the General Enrollment Period from January 1 to March 31 each year. Your coverage will start on the 1st day of the month following your enrollment during this period.
4
Automatic Enrollment
If you're already getting Social Security benefits, you'll be automatically enrolled in Medicare Parts A and B when you turn 65. Part A covers hospital stays, while Part B includes doctor visits and outpatient care.
Coverage Details
Medicare Part B is an essential component of Medicare that covers medically necessary services like doctor visits, outpatient care, preventive services, and durable medical equipment. Here's what Part B covers:
